Cosmetic Surgeons To Offer Insurance

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Cosmetic Surgeons To Offer Insurance


The British Association of Aesthetic Plastic Surgeons (BAAPS) are intending to offer insurance to patients who have plastic surgery procedures carried out by accredited surgeons  which will assist when patients have to make a cosmetic surgery negligence claim.

Why has this come about?

NHS Medical Director, Professor Sir Bruce Keogh has previously said:

“The most striking thing is that anybody, anywhere, anytime can give a filler to anybody else and that is bizarre.  Dermal fillers – which are things you inject into people and put beneath their skin, and they stay there for a period of time – should be treated the same way as other types of implants.”

Who is providing the Insurance and does it cover a cosmetic surgery negligence claim?

The British Association of Aesthetic Plastic Surgeons (BAAPS), in consultation with the Insurers, Lloyd’s of London, have created an insurance policy which covers the patients of surgeons who are part BAAPS.  The cost of the cosmetic surgery negligence claim insurance premium will be included in the surgery quote and will last for 2 years post operation.

What will the Insurance Policy do?

The ‘‘Aesthetic Surgery Commitment’ policy will cover:

  • Corrective treatment of surgery complications such as infection and bleeding
  • Capsular contracture (an abnormal reaction the body can have to breast implants which affects about 1 in 10 patients)

What have BAAPS said?

BAAPS President, Rajiv Grover said:

“In line with Sir Bruce Keogh’s recommendations for more safeguards in the aesthetic surgery sector, we are launching a truly innovative insurance package that will further protect our patients.  No procedure is risk-free and ASC (Aesthetic Surgery Commitment) covers all common complications, so people undergoing surgery with BAAPS members can enjoy peace of mind that they will be looked after, in the unlikely event of any problems.’

Who else has taken an interest?

The fashion magazine, Marie Claire, are making it clear that they want to encourage an overhaul of the cosmetic surgery industry.  They have launched a campaign called  #TakeAGoodLook which wants the following:

  • a register for practitioners and procedures
  • standardised information for patients
  • a ban on special offers and procedures as prizes
  • a code of practice for advertising
  • training courses for non-surgical procedures
  • fillers to be made prescription-only
  • a national breast implant registry
  • an impartial organisation to turn to when things go wrong

What Do The Specialists Say?

David Healey at Carter & Carter Solicitors said earlier:

“We have acted on behalf of lots of people who have had cosmetic treatment which has gone wrong whether that be a full surgical procedure or something as trivial as leg waxing.  Sadly mistakes happen and sometimes there is no insurance in place when things do go wrong and a patient wants to make a cosmetic surgery negligence claim.”

Read more here:

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