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Fatal Accident involving Uninsured Driver


Staffordshire Police warned drivers to make sure they are properly insured and the investigating officer Sergeant Ian Tanner said: “The defendant was driving his uncle’s car, for which he was a named driver, but that only covered social and domestic usage. He was not insured to drive for business reasons.He admitted he was making a delivery on a one-off basis. This case highlights the importance of having the correct insurance for your vehicle. We will always prosecute those who flout the law.”

The defendant in this case was banned from driving for 18 months and given 180 hours community service after pleading guilty to causing death while driving without insurance.

Uninsured and Ignorant

Chris Carter, Director at Carter & Carter Solicitors in Stockport commented earlier: “It is a well known fact that in recent times the number of uninsured motorists on our roads have increased dramatically. Recent research suggests that the numbers involved may well be alarmingly high and reportedly as many as 1 in every 25 drivers.  The people who have no insurance include both those that knowingly drive without cover and also those who wrongly believe that they are properly insured.  Whatever the reason the fact of the matter is that anyone caught who is driving without insurance is likely to face very stiff penalties indeed.”

What to do if your are a victim of an uninsured driver – can you bring claim?

In a word – yes! You should immediately report matters to the police and ensure you retain the crime reference number which will be needed to present to the Motor Insurers Bureau who will, subject to liability and other considerations, are the organisation which will deal with the claim. If you want more details about bringing a claim against an uninsured driver then we would be delighted to hear from you.